How do accidental death riders interact with base policy benefits?

How do accidental death riders interact with base policy benefits?

• A. They replace the base death benefit if death is accidental.
• B. They only pay if death is natural causes.
• C. They provide an additional death benefit if death results from an accident, often payable in addition to the base death benefit and subject to policy terms.
• D. They reduce the base death benefit when an accident occurs.

Answer: (C)